Workers Comp Exemption Insurance

Workers comp exemption refers to a situation where certain employees or businesses are not required to have workers comp insurance the rules for workers comp exemption vary by state and industry. Some states allow businesses with a small number of employees to be exempt from workers comp insurance. In other states, certain types of employees, such as independent contractors or agricultural workers, may be exempt. It’s important to note that while workers comp exemption insurance may save your business money in the short term, it could potentially expose your business to significant financial and legal risks if an exempt employee gets injured or falls ill due to work, they may have the right to sue your business for damages.