General Liability and Workers Comp Insurance
The worker’s compensation insurance is structured in such a way that it provides a safety net for employees in the event of work-related injuries or illnesses. When it comes to covering lost wages, the insurance typically covers a percentage of the employee’s average weekly wage prior to the injury or illness. Under general liability and workers comp insurance, employers are required to pay for all necessary and reasonable medical treatment related to the work-related injury or illness. This requirement applies irrespective of whether the employee has returned to work or not. It’s pertinent to note that the treatment must be authorized by the insurance carrier, except in emergency situations.
