How to Qualify For a Mortgage: A Step-By-Step Guide

Key Factors Lenders Consider – 1. Credit Score, 2. Debt-to-Income (DTI) Ratio, 3. Down Payment, 4. Employment & Income. Steps to Getting a Mortgage – 1. Assess Your Finances, 2. Get Pre-Approved, 3. Shop for the Best Mortgage, 4. Choose a Loan & Close the Deal.