Understanding the MATCH List for Merchants
The MATCH List (Member Alert to Control High-Risk Merchants) is a database used by acquiring banks and payment processors to identify merchants whose accounts have been terminated for reasons such as excessive chargebacks, fraud, or violations of payment industry rules. Managed within the card processing industry, the MATCH List helps financial institutions assess risk when reviewing merchant account applications. Being placed on the MATCH List can make it difficult to obtain a new merchant account, making it important for business owners to understand their status and the reason for any listing.
