Workers Comp Insurance in Covington, LA

Workers comp insurance serves as a protective shield for both employees and employers. For employees, it ensures that they are financially covered in the event of a workplace injury or illness. For employers, it provides legal protection, preventing employees from filing lawsuits for workplace injuries or illnesses. As such, understanding what is workers comp is crucial for every business owner. Workers Comp Insurance in Covington, LA operates on a no-fault system. This means that benefits are paid out regardless of who is at fault for the workplace injury or illness. Whether it is the employer, the employee, a coworker, a customer, or a third party, the focus is on providing the necessary medical care and financial support to the injured or ill employee, rather than determining who is to blame.